Durable Financial Power of Attorney in Texas
A durable financial power of attorney is a cornerstone of incapacity planning for Texas families.
This document allows you to appoint someone to manage your finances — and it remains effective if you become incapacitated.
Without durable authority in place, families may face:
delays in paying bills
inability to access accounts
property management problems
and the possibility of guardianship court proceedings.
Durable powers of attorney are designed to prevent those emergencies.
What Does “Durable” Mean?
“Durable” means the authority continues even if you become incapacitated.
A non-durable power of attorney may stop being effective if you are no longer able to make decisions.
Durability protects your family by ensuring financial authority remains available when it is needed most.
What Can a Durable Financial POA Cover?
Depending on drafting, authority may include:
managing bank accounts
paying bills
handling real estate transactions
dealing with investments
filing taxes
managing insurance matters
running business-related financial tasks
This is why the choice of agent matters.
Why Texas Families Need Durable POA Planning
Durable POA planning helps families:
✅ manage emergencies without delay
✅ avoid guardianship proceedings
✅ keep finances stable during illness
✅ ensure someone can act legally when needed
Many families don’t realize these documents are needed until a crisis occurs.
When Should Durable POAs Be Updated?
Families should review durable POAs:
every few years
and after life changes such as:
divorce
death of an agent
relocation
significant health changes
major asset changes
Some institutions also prefer updated forms depending on policies.
Ready to create or update your Texas estate plan?
Estate planning is one of the most meaningful ways to protect your family, your values, and your long-term stability. The right plan creates clarity — not confusion.
Helpful resources:
👉 Estate Planning Overview for Texas Families
👉 Estate Planning Readiness Checklist for Texas Families
👉 What to Expect During an Estate Planning Consultation in Texas
If you’re ready to start planning, Schedule your consultation to build a personalized estate plan aligned with your goals.
